Know who you’re working with

Independent guidance.
Clear disclosures.

Licensed agency

This website is operated by UNION HEALTH INSURANCE AGENCY LLC, agency NPN 21772307. Agency licenses: Florida L133648; Georgia 243946; Texas 3439926. Operating address: 6800 SW 40th Street #323, Miami, FL 33155. Health Policy Navigator is the consumer website name. It is not a government-certified Navigator program. The legal operating agency remains Union Health Insurance Agency LLC.

Not a government website

We are a private insurance agency, not HealthCare.gov, Georgia Access or a government agency. This website is not affiliated with or endorsed by a government entity.

A request, not an enrollment or instant quote

The form requests assistance from an agent. It does not calculate premiums, guarantee eligibility or enroll you in coverage. Actual premiums, subsidies, provider networks, benefits and availability depend on the plan, location, household and applicable requirements. An insurer’s current plan documents govern coverage.

Costs and compensation

The quote request and agency assistance have no separate charge. Insurance premiums and other plan costs still apply. The agency may receive compensation from insurers for enrollments. We do not offer every plan or every insurer in every area.

Coverage scope

This site helps adults in Florida, Georgia and Texas request information about ACA Marketplace and off-Marketplace coverage. Available products depend on the insurer and location. Marketplace tax credits, if eligible, apply through the applicable Marketplace, not to off-Marketplace purchases. ACA-compliant individual plans do not use health-based pricing and generally require Open Enrollment or a qualifying Special Enrollment Period. Medically underwritten products may use health history to determine pricing and acceptance, exclude pre-existing conditions, and offer fewer benefits. They are not equivalent to ACA-compliant major medical coverage.

Carrier names and imagery

No carrier affiliation is implied by the imagery on this website. Carrier logos will be added only as genuine authorized assets for the relevant products and service areas. AI-generated lifestyle images are illustrations, not photographs of staff or clients.

Accessibility and assistance

If you have difficulty using the form, email media@unionhealthadvisors.com for assistance. Agency hours are Monday–Saturday, 10 a.m.–10 p.m. Eastern.